Grants for Seniors

If youre near retirement, or already retired, you know that being on a fixed income can be daunting. What do you do when the roof needs to be repaired or an unexpected medical expense comes up?

There are many government programs in place for seniors that everyone is familiar with, such as Social Security, Medicare, and Medicaid. But what about discounts on your telephone bill, supplemental food programs, or property tax abatements? What if youre a grandparent raising your grandchildren? How about college programs where you can attend for FREE? There are a wide range of government grants and government programs to help seniors, and by looking through this chapter youll find plenty of programs that provide grants and funding for seniors. Use these listings to help make retirement even easier, so you can enjoy this stage of your life all the more.

All States

Medicare Assistance for Nursing Home Costs
Web Site:
Description: This is the official U.S. government website for people with Medicare, providing people with helpful information about health care programs and benefits.

North Fork Women for Women Fund, Inc.
P.O. Box 804
Greenport NY 1944-0804
Web Site:
Phone: (631) 477-8464
Description: The North Fork Women For Women Fund, Inc. is a 501(c)(3) community-based non-profit organization of volunteers that provides support to lesbians on the North Fork of Long Island, New York who are facing emergency health situations; difficulties caused by aging, illness, disability, or disruptions of physical or mental well-being; and those with inadequate or no health insurance.

American Society of Journalists and Authors Charitable Trust
1501 Broadway, Suite 302
New York NY 0036
Web Site:
Phone: (212) 997-0947
Fax: (212) 768-7414
Description: Assistance to needy, established professional freelance writers 60 years of age or older, disabled or in an extraordinary professional crisis, and who have no pension from a former employer.

The Thanks Be To Grandmother Winifred Foundation
P.O. Box 1449
Wainscott NY 1975
Web Site:
Phone: (516) 728-0323
Description: Grants to women over 54 years to develop and implement programs that empower and enrich the lives of women.

The Bothin Foundation
Presidio Building 1016, Suite 300
P.O. Box 29906
San Francisco CA 4129-0906
Phone: (415) 561-6540
Description: "The Bothin Foundation has traditionally chosen to support organizations providing direct services to low-income, at-risk children, youth and families, the elderly and disabled. To a limited extent, grants may also be made to environmental agencies, arts organizations which serve youth predominately, and community-based capital campaigns." They also offer grants for organizations to purchase vehicles.

Crouched Mountain Foundation
221 Great Oaks Blvd.
Albany NY 2203
Web Site:
Toll Free: (888) 586-3061
Description: "The mission of Crotched Mountain Community Care is to promote, encourage, and sponsor charitable health care, creative housing options, care managed home care, and related services to elderly and other challenged persons in the community." They offer funding to individuals in certain areas.

Department of Veterans Affairs
Web Site:
Description: They offer long term healthcare for senior veterans to have the best possible home healthcare and end of life care. They have a facility locator on their website so you can find a location nearest to you.

The Rural Housing Service
Web Site:
Description: "The Rural Housing Service provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. RHS also makes financing available to elderly, disabled, or low-income rural residents of multi-unit housing buildings to ensure they are able to make rent payments." Check out their website for a location near you.

Eldercare Locator
National Association of Area Agencies on Aging
1112 16th Street, NW
Washington DC 0024
Toll Free: (800) 677-1116
Description: The Eldercare Locator makes it easy to get in touch with organizations that serve older adults at both the state and local community levels. One of the services they provide gives seniors transportation to and from local grocery stores, senior centers, and doctors offices.

Weatherization Assistance Programs Branch, EE44
U.S. Department of Energy
1000 Independence Avenue, SW
Washington DC 0585
Phone: (202) 586-4074
Toll Free: (800) DIAL-DOE
Description: If you meet certain income guidelines, you may be allotted money to insulate your home or apartment, put in storm windows, and even pay for weatherstripping, which can all reduce your fuel bill. Each year states give money to nonprofit organizations that provide these kinds of services. Families with senior citizens living in their homes or young children take priority when it comes to these grants, which average about $2,000.

National Eye Care Project
American Academy of Ophthalmology (AAO)
P.O. Box 429098
San Francisco CA 4142
Web Site:
Phone: (415) 561-8500
Toll Free: (800) 222-3937
Description: Do you know somebody who would benefit from free eye care because they cannot afford it otherwise? There is help available for seniors 64 and over.

National Senior Service Corps
1201 New York Avenue, NW
Washington DC 0525
Web Site:
Phone: (202) 606-5000
Description: The Senior Companion Program actually pays senior citizens to go into the homes of other seniors who want to remain living in their homes but need help in order to do so.

Community Connections
P.O. Box 7189
Gaithersburg MD 0898
Web Site:
Toll Free: (800) 998-9999
Description: If money is needed to install wheelchair ramps or to widen doorways so they are wheelchair accessible … or even if your elderly father needs a new roof … there is a free money program that awards grants starting from $1,000 to seniors who need to fix their homes. This money comes from the HOME Repair/Modification Programs for Elderly Homeowners.

American Health Assistance Foundation
22512 Gateway Center Dr.
Clarksburg MD 0871
Web Site:
Phone: (301) 948-3244
Description: The American Health Assistance Foundation gives grants to Alzheimer's patients and caregivers to help with expenses.

Pension Benefit Guarantee Corporation
1200 K Street, NW
Washington DC 0005-4026
Web Site:
Phone: (202) 326-4000
Description: The federal government has set up the Pension Benefit Guarantee Corporation, a program that protects pensions from private companies. Many people who are entitled to a pension from former employers don't know it. You can search by name, company, and location at the PBGC website to see if you, a family member, or a friend has an unclaimed pension.

The Bagby Foundation for the Musical Arts, Inc.
501 5th Ave., Suite 1401
New York NY 0017-6107
Phone: (212) 986-6094
Description: "Grants for pensions and emergency aid to aged needy individuals who have aided the world of music."

Alfred I. duPont Foundation, Inc.
4600 Touchton Rd. E., Bldg. 200, Suite 120
Jacksonville FL 2246
Phone: (302) 651-4000
Description: "Relief assistance to the economically disadvantaged elderly who reside in the southeastern U.S."

The Elizabeth Foundation for the Arts
P.O. Box 2670
New York NY 0036
Phone: (212) 563-5855
Fax: (212) 586-5896
Description: "Grants by nomination only to support elder artists with a mature body of work."


Alaska Commission on Aging
P.O. Box 110680
Juneau AK 9811
Web Site:
Phone: (907) 465-4876
Fax: (907) 465-4716
Description: Grants and assistance for projects and programs related to the aged. The grant seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of poverty rate. Initial approach by letter requesting application form. Completion of formal application required.


Arizona Health Care Cost Containment System (AHCCCS)
801 East Jefferson
Phoenix AZ 5034
Web Site:
Phone: (602) 417-4000
Description: Provides people in need who reside in Arizona with health care through a variety of programs.

Senior Community Service Employment Program
Web Site:
Description: Provides low income individuals in Arizona fifty-five and over with paid work by placing them in a non-profit or public/government agency for twenty hours a week at minimum wage.

State of Arizona Aging and Adult Administration
Department of Economic Security
1789 West Jefferson, Site Code 950A
Phoenix AZ 5007
Web Site:
Phone: (602) 542-4446
Fax: (602) 542-6575
Description: Grants and assistance for projects and programs related to the aged. The grant seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state's priorities for the aged, such as housing, health, transportation, etc.


Californian Humanitarian Foundation
4640 Admiralty Way, No. 216
Marina Del Rey CA 0292
Phone: (310) 821-9919
Description: The Californian Humanitarian Foundation for Holocaust Survivors offers grants for needy Holocaust survivors residing in California.

Italian-American Community Services Agency
Casa Fugazi
678 Green Street, 3rd Floor
San Francisco CA 4133
Web Site:
Phone: (415) 362-6423
Description: Assistance to indigent individuals, including senior citizens. Contact foundation for current application guidelines.

The Archstone Foundation
401 E. Ocean Blvd., Suite 1000
Long Beach CA 0802
Web Site:
Phone: (562) 590-8655
Description: The Archstone Foundation offers grants to individuals and organizations for the purpose of helping the elderly with medical care, elderly abuse prevention, fall prevention, and end of life issues.


Boettcher Foundation
600 17th Street, Suite 2210 South
Denver CO 0202
Phone: (303) 534-1937
Description: Building and equipment grants. Grants issued throughout Colorado for the following fields of interest: low income housing, disabled, elderly, child welfare, hospitals, community development, all levels of education, youth organizations, health organizations, social welfare.


Delaware Health and Social Services
1901 North Du Pont Highway, Main Building
New Castle DE 9720
Web Site:
Phone: (302) 255-9040
Fax: (302) 744-4700
Description: Delaware's Health and Human Services includes specific programs for babies, children, the disabled, and the elderly.


William G. Selby and Marie Selby Foundation
1800 2nd Street, Suite 905
Sarasota FL 4236
Phone: (941) 957-0442
Description: Building and equipment grants for the following fields of interest: all levels of education, elderly, disabled, social welfare, health organization, public television, performing arts, YMCA, renovation grants. Grants to communities that provide money and help to small business incubators.


Field Office of Small Business Administration
233 Peachtree Street NE
Harris Tower, Suite 1800
Atlanta GA 0303
Phone: (404) 331-4999
Description: Building and equipment grants for the following fields of interest: community development, hospitals, health organizations, physically disabled, churches, elderly, higher education, social welfare.


Hawaii Community Foundation
1164 Bishop Street, Suite 800
Honolulu HI 6813
Web Site:
Phone: (808) 537-6333
Fax: (808) 521-6286
Alternate Phone: (888) 731-3863
Description: Provides educational scholarships and a range of charitable grants, including ones dispersed after natural or human disaster.

Teresa F. Hughes Trust
c/o Bank of Hawaii
P.O. Box 3170
Honolulu HI 6802-3170
Phone: (808) 566-5570
Description: "Grants to financially needy HI residents who are orphans, half-orphans, social orphans (neglected or abused), children born out-of-wedlock, or indigent or infirmed adults age 50 or over."


Energy Assistance Foundation
P.O. Box 1758
Decatur IL 2525
Web Site:
Toll Free: (800) 755-5000
Description: "Grants to elderly and disabled individuals for home weatherization and heating bill payment assistance to individuals who reside within Illinois Power's service territory."

Resurrection Project
1818 South Paulina
Chicago IL 0608
Web Site:
Description: They offer seniors grants for home improvement in the Chicago area.

Swiss Benevolent Society of Chicago
P.O. Box 2137
Chicago IL 0690
Web Site:
Description: Relief assistance to financially needy or elderly Chicago area residents of Swiss descent or nationality.

The Clara Abbott Foundation
200 Abbott Park Rd., D579/AMJ37
Abbott Park IL 0064-3537
Description: "Special relief grants and loans, and aid for the aged and economically disadvantaged, only to children of employees and retirees who have worked at Abbott Laboratories for at least one year."


Smock Foundation
Frank and Laura Smock Foundation
c/o Wells Fargo Bank, Indiana, N.A.
111 East Wayne Street
Fort Wayne IN 6802
Phone: (260) 461-6444
Fax: (260) 461-6678
Description: To provide financial assistance to disabled elderly, and ill individuals of the Presbyterian faith who reside in Indiana. Applications may be submitted at any time.

William Higgins Trust for Avelena Fund
c/o Bank One Trust Co., N.A.
P.O. Box 1308
Milwaukee WI 3201-1308
Description: "Financial assistance to aged, indigent residents of IN."


Kentucky Housing Corporation
1231 Louisville Road
Frankfort KY 0601
Web Site:
Phone: (502) 564-7630
Description: Grants to rural elderly to install indoor plumbing, and energy repairs. Write for guidelines.


Emma Belcher Coombs Testamentary Trust
c/o Powers & French
209 Main St.
Freeport ME 4032
Phone: (207) 865-3135
Description: "Grants to economically disadvantaged senior citizens in the Freeport, ME, area."


The Eaton Fund, Inc.
c/o Mercantile-Safe Deposit & Trust Co.
766 Old Hammonds Ferry Rd.
Linthicum MD 1090-1323
Phone: (410) 237-5552
Description: "Relief assistance to women 60 years of age or older who are residents of Baltimore, MD, and its vicinity."

The Blaustein Foundation, Jacob and Hilda-Health and Mental Health
10 East Baltimore Street, Suite 1111
Baltimore MD 1202
Web Site:
Phone: (410) 347-7201
Fax: (410) 347-7210
Description: "The Foundation seeks to address the health needs of low-income children and seniors through sustainable programs designed to meet service gaps significantly, improve delivery of health and mental health services, strengthen the capacity of established providers to effectively serve difficult-to-reach populations, and meet the educational needs of patients and their families." They fund organizations.


Association for the Relief of Aged Women of New Bedford
1140 State Rd.
P.O. Box 819
Westport MA 2790
Phone: (508) 636-7400
Description: "Relief assistance to needy, aged women in New Bedford, Dartmouth, Fairhaven, and Acushnet, MA."

Edwin S. Farmer Trust
c/o Simonds, Winslow, Willis & Abbott
50 Congress St., No. 925
Boston MA 2109
Phone: (617) 227-8662
Description: "Grants to aged, economically disadvantaged women and married couples who are residents of Arlington, MA."

George W. Davenport Charitable Trust
c/o Fleet Private Clients Group
P.O. Box 6767
Providence RI 2940-6767
Phone: (413) 787-8524
Description: "Provides assistance to needy, elderly women or couples residing in Bernardston, Leyden, or Greenfield, MA."

Howland Fund for Aged Women
c/o Child & Family Svcs.
1061 Pleasant St.
New Bedford MA 2740-6728
Description: "Relief assistance by referral only to financially needy, aged women residing in New Bedford, MA."

Sailors' Snug Harbor of Boston-Elders Program
77 Summer Street, 8th Floor
Boston MA 2110-1006
Web Site:
Phone: (617) 426-7172
Description: "Approximately half of the foundation's grant funds go to programs that assist elderly persons in the Greater Boston area, through increased access to services, improved development of suitable housing, and related services. The goal of SSH's Elder Programs funding is to help Greater Boston's low-income elderly population live independently." They fund organizations.


Ann Arbor Area Foundation
201 South Main Street, Suite 501
Ann Arbor MI 8104
Web Site:
Phone: (734) 663-0401
Fax: (734) 663-3514
Description: The Ann Arbor Area Foundation provides all kinds of grants and scholarships. One source within the Foundation for financial awards is the General Grantmaking Program, which provides "grants from Unrestricted and Field of Interest Funds for projects focusing on education, social service, the environment, seniors, culture, community development, or health and wellness." The Ann Arbor Area Foundation also has a Youth Council, which is "composed of teenagers from local high schools, and awards grants from a separate endowed fund. Their grants focus on issues and problems relating to young people in our community." Another program is the African American Endowment Fund, which "provides grants to improve the physical, economic, social, and educational conditions of African Americans in the Ann Arbor Area." There is even an interesting program designed to curb nicotine addiction; "the Healthy Youth/Healthy Senior Fund provides grants to smoking cessation and prevention programs for young people (under 18) and seniors (over 65) in Washtenaw County." Check out the Foundation's website, call, or write for more information about different grants.

Gilmore Foundation
c/o Fifth Third Bank
136 E. Michigan Ave.
Kalamazoo MI 9007
Description: "Financial assistance to extremely low-income residents of the Kalamazoo, MI, area who are unable to care for themselves due to physical limitations or advanced age."

Italian American Delegates, Inc.
15985 Canal Rd., Suite 1
Clinton Township MI 8038-5021
Phone: (586) 228-5800
Description: The Italian American Delegates, Inc. offers assistance to the disadvantaged in Michigan (mostly children and senior citizens), with a special focus on Italian Americans. Main assistance is for medical and burial costs.

Lenna M. Keith Charitable Trust
c/o Standard Federal Bank N.A.
135 S. LaSalle St., Suite 2060
Chicago IL 0603
Description: "Grants for medical and welfare assistance to economically disadvantaged individuals residing at Burcham Hills Retirement Center, Lansing, MI."


Hanna R. Kristianson Testamentary
(Formerly Hanna R. Kristianson Trust )
211 S. Newton Ave.
Albert Lea MN 6007
Description: "Assistance to financially needy residents of Freeborn County, MN, who are over 50 years of age."


Frank C. & Georgia M. Bentley Charitable Trust
c/o Jim Johnson
P.O. Box 3357
Springfield MO 5808
Phone: (417) 887-8547
Description: "Financial assistance to individuals residing in Springfield, MO, who are at least 60 years of age."

Hall Charitable Foundation
P.O. Box 419580, Mail Drop 323
Kansas City MO 4141
Phone: (816) 274-4994
Description: Funding support for the arts, youth, (especially education) economic development, and the elderly. Grants for program-related investments, seed money, emergency funds, building funds, special projects and renovation projects.


Nebraska Department of Aging
State of Nebraska
P.O. Box 95044
Lincoln NE 8509
Web Site:
Phone: (402) 471-4623
Fax: (402) 471-4619
Description: Information about services and programs offered to adults and the elderly in Nebraska.

New Jersey

Pharmaceutical Assistance to the Aged and Disabled Program
New Jersey Department of Health and Senior Services
Lifeline and Special Benefits Programs
P.O. Box 715
Trenton NJ 8625
Web Site:
Phone: (800) 792-9745
Description: To provide financial support to the disabled and others in New Jersey who use prescription drugs. This program is open to residents of New Jersey who are either disabled or over 65 years of age and who purchase prescription drugs, insulin and insulin needles, and certain diabetic testing materials. Applications may be submitted at any time.

New Mexico

New Mexico State Housing Authority
Region VI Housing Authority
226 North Main, Suite 301
P.O. Drawer 2057
Roswell NM 8202
Web Site:
Phone: (505) 622-0881
Fax: (505) 622-7507
Description: Rehabilitation grants for low-income elderly, handicapped, and disabled homeowners. Write for guidelines.

New York

Capital Newspapers Public Benefit Fund, Inc.
New Plaza, Box 15000
Albany NY 2212
Description: The Capital Newspapers Public Benefit Fund, Inc. offers grants to economically disadvantaged senior citizens residing in the Albany, NY, area. Call or write for more information.

Emma J. Adams Memorial Fund, Inc.
c/o Snow, Becker & Krauss, P.C.
862 Park Ave.
New York NY 0021
Fax: (212) 327-0593
Description: "Welfare assistance primarily through institutions to elderly and indigent men and women in the greater New York, NY, metropolitan area."

Holland Lodge Foundation, Inc.
71 W. 23rd St.
New York NY 0010-4102
Phone: (212) 675-0323
Description: "Relief grants to the elderly and young, primarily in New York, NY."

Tuttle Fund, Isaac H.-Organizations
1155 Park Avenue
New York NY 0128-1209
Web Site:
Phone: (212) 831-0429
Fax: (212) 426-5684
Description: "Makes grants to organizations and programs that serve the elderly in Manhattan. This program works together with the Stipendiary Program to identify unmet needs. We address gaps in support services by funding programs that enable seniors to continue living at home and that help enhance their daily lives. We provide general support as well as specific program support to agencies that provide direct services to the elderly in Manhattan."

Tuttle Fund, Isaac H.-Stipendiary
1155 Park Avenue
New York NY 0128-1209
Web Site:
Phone: (212) 831-0429
Fax: (212) 426-5684
Description: "Provides financial help to elderly persons whose assets have been eroded through illness, inflation, and other factors. This program is restricted to individuals who live in Manhattan and can demonstrate positive contributions to their communities during their working lives."

The de Kay Foundation
c/o JPMorgan Chase Bank
1211 6th Ave., 34th Fl.
New York NY 0036
Description: "Financial assistance to needy individuals over the age of 65 in NY, NJ, and CT."


Mary Mansfield Fund for the Aged
c/o Fifth Third Bank of Central Kentucky
4777 Kinnard Avenue
Cincinnati OH 5263
Phone: (513) 541-2105
Description: Provides funds for senior citizens.

The S. N. Ford and Ada Ford Fund
c/o KeyBank N.A
P.O. Box 10099
Toledo OH 3699-0099
Phone: (419) 525-7665
Description: "Relief and medical expense assistance to aged and incurably ill residents of Richland County, OH."

Virginia Gay Fund
c/o National City Bank, Columbus
P.O. Box 94651
Cleveland OH 4101-4651
Description: "Relief assistance to retired women who have been school teachers in OH for at least 20 years, and who are aged 55 or over or who have been permanently disabled."


The Female Association of Philadelphia
c/o PNC Advisors
1600 Market St., 8th Fl.
Philadelphia PA 9103-7240
Phone: (215) 585-5597
Description: "Relief assistance to women over 60 years of age in the Philadelphia, PA, area with income under $10,000 annually."

The French Benevolent Society of Philadelphia
c/o Clairmont Paciello & Co.
250 Tanglewood Ln.
King of Prussia PA 9406-2365
Description: "Aid to persons of French extraction in need due to misfortune, age, or illness. Preference is given in the following order: persons of French birth, of French-born parents, and persons of French extraction. Limited to residents of the Philadelphia, PA, metropolitan area."

Rhode Island

Robert B. Cranston/Theophilus T. Pitman Fund
55 Memorial Blvd.
Newport RI 2840
Phone: (401) 847-0217
Description: "Aid to aged and economically disadvantaged people of Newport, RI."

South Carolina

South Carolina Homestead Exemption Program
South Carolina Comptroller General
Local Government Division
P.O. Box 11228
Columbia SC 8211
Web Site:
Description: South Carolinians who own a house or mobile home are eligible for this exemption if they are aged 65 or older, totally and permanently disabled or legally blind. Spouses of deceased persons who were eligible also qualify to receive the exemption if they were at least 50 years of age when their spouse died. The exemption continues as long as the homeowners live in their primary residence in South Carolina.


State of Utah Division of Aging and Adult Services
120 North 200 West, #325
Salt Lake City UT 4103
Description: Provides information about services offered to adults, with emphasis on those that relate to the elderly.


Copley Fund
91 Portland St.
Morrisville VT 5661
Phone: (802) 888-2000
Description: "Housing assistance for elderly residents of Lamoille County, VT."


Real Estate Tax Relief Program
City of Alexandria
301 King Street
Alexandria VA 2314
Web Site:
Description: They offer anywhere from 25% to 100% discount on property taxes for seniors and disabled people who qualify.


Daystar Northwest
P.O. Box 46261
Seattle WA 8146
Description: "General welfare support to elderly residents of Daystar Retirement Village, WA."

West Virginia

West Virginia Homestead Exemption
Department of Tax and Revenue
1206 Quarrier Street
Charleston WV 5301
Web Site:
Phone: (304) 558-2051
Attn: Taxpayer Services Division
Description: To provide a partial exemption of property taxes on residences owned by disabled or elderly persons and retired veterans in West Virginia. Eligible for this exemption are single-family residences owned and occupied by any person who is permanently and totally disabled or at least 65 years old. Applicants must have been West Virginia residents for 2 consecutive calendar years prior to the tax year to which the exemption relates. Members of the U.S. military forces who maintain West Virginia as state of residence throughout military service and return to the state to purchase a homestead upon retirement or separation from the military because of permanent and total disability are considered to meet the residency requirement and also qualify for this exemption.

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